Banking designed for today’s generation

Cash Advance with no late fees.^ Interest Checking with Spend Tracking. Automatic Savings with withdrawals anytime. No ordinary banking here.

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New Apps We Love

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Best Apps of the Year

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Smart Money Award

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Promising Startups

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Five stars

Thousands of people join Empower every single day.

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Banking tailor-made for you

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Cash Advance when you need it most

We'll float up to $250 direct to your bank account.^ No interest, no late fees, no credit checks.

Get the scoop

"I received my first advance from Empower right when I needed it... It was a lifesaver in between paydays."

— Victoria J.
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Banking with no overdraft fees

No minimum balances either. Plus, we'll reimburse up to three ATM fees each month.**

See details

"I am so blessed to be a part of Empower... because I really needed it to do online purchasing, savings and so forth!!!"

— Ezra B.
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Easy spend tracking

Take control of impulse shopping with 24/7 alerts that monitor your expenses against your spend limits.

Start saving

"I'm obsessed with the notifications. I'm a mom so I'm bad at checking things. The notifications make it easy for me to stay on top of my spending."

— Jasmine T.
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Everyday income on your balance

Get paid 0.25% APY* on all of your Empower deposits. There’s no limit to how much interest we'll give you.

Earn interest

"My favorite thing about Empower is the high interest. It’s the highest interest of all the bank accounts that I have."

— Kirsten J.
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Saving money without even trying

Set your savings target, and we’ll automatically save for you (and you never have to lift a finger!)

Grow my money

"I love this app! So easy to save money with AutoSave."

— C-Minter
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Try. Save. Love.

Five star icons"One of the best ways to do savings is @empowerbanking’s AutoSave… I really love it because it’s very seamless."— @nataliebarbu
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Five star icons"We love to save our money and we love to grow our money so that’s why we love Empower."— @liza_adele
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Five star icons"[Empower is] for the people, you don’t want to do old school banking… this is for the new age."— @richiele23
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Five star icons"I like how the app is super easy and convenient to use."— @its.sonnyy
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