Crush your financial goals

Managing your money can be the easiest thing you do all day. Earn, save, and spend more wisely with a personalized financial expert in your pocket.

Join over 650,000 people who've downloaded the Empower app to master their money.

Join over 650,000 people who've downloaded the Empower app to master their money.

Your Empower Benefits

Automatic Savings

Set your savings goal, and let Empower figure out how to get you there.

Effortless Budgeting

Customize your budget categories and stay on top of your spending 24/7.

Smart Recommendations

Enjoy proactive recommendations on how to earn more and uncover extra savings.

Human Coach

Get personalized coaching for any financial question on your mind.

High-Interest Checking

Score 1.40% APY. No hidden fees or minimums. FDIC insured up to $250,000.

Try. Save. Love.

(Samantha B, 25 years old)

Saved $8,760 in less than a year.

Favorite feature: AutoSave

"I love Empower because it helps me save, without any work on my part! In less than a year I've saved up about $​8,760 for my emergency fund, something I wouldn’t have been able to do without Empower. It's been a game changer for me."

Saved $1,200-$1,500 per month.

Favorite feature: Budget and Spend Tracker

"Empower has been amazing! I'm getting to know what my needs and wants are and adjusting accordingly. I've saved around $1,200-$1,500 per month with just your budgeting feature. It’s helped me realize how much money I'm wasting and what I’m wasting it on."

(Eric Q, 37 years old)

(Samantha B, 25 years old)

Saved $8,760 in less than a year.

Favorite feature: AutoSave

"I love Empower because it helps me save, without any work on my part! In less than a year I've saved up about $​8,760 for my emergency fund, something I wouldn’t have been able to do without Empower. It's been a game changer for me."

(Eric Q, 37 years old)

Saved $1,200-$1,500 per month.

Favorite feature: Budget and Spend Tracker

"Empower has been amazing! I'm getting to know what my needs and wants are and adjusting accordingly. I've saved around $1,200-$1,500 per month with just your budgeting feature. It’s helped me realize how much money I'm wasting and what I’m wasting it on."

How to succeed in personal finance without even trying

Easy automated saving

Set your weekly savings goal and let Empower figure out how to make it happen. We’ll even supersize your savings at 1.40% APY. FDIC insured up to $250,000.

See how it works

Smart recommendations
just for you

Get personalized and proactive recommendations uncovering extra savings, plus chat with our human coaches for help on any financial challenge you're facing.

Learn more

Smart recommendations
just for you

Get personalized and proactive recommendations uncovering extra savings, plus chat with our human coaches for help on any financial challenge you're facing.

Learn more

Painless budgeting and spend tracking

Customize your budgets for the categories you care most about, and get dependable up-to-the-minute alerts to keep your spending in check at all times.

Get more details

High-interest checking without the B.S.

Earn 1.40% APY on all your money with access to over 55,000+ free ATMs. No ridiculous hidden fees, no minimums. FDIC insured up to $250,000.

Grow your money

High-interest checking without the B.S.

Earn 1.40% APY on all your money with access to over 55,000+ free ATMs. No ridiculous hidden fees, no minimums. FDIC insured up to $250,000.

Grow your money

YouTubers love Empower

"It's so expensive to be an adult, there’s so many random purchases...but I love companies like Empower because they help make it as fun as possible."

"With the app itself, what I think is really cool is that it’s a really intelligent app that actually helps you track your spending and cut down on spending in certain areas."

"With the app itself, what I think is really cool is that it’s a really intelligent app that actually helps you track your spending and cut down on spending in certain areas."

As featured in

Master your money
with Empower