The mobile bank with unmatched rewards

No gimmicks. Just 1% cash back, high interest rates, and an AI-powered assistant.

Unmatched checking

1% cash back.

Free ATMs.

No fees, even when you travel.

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Unmatched checking

1% cash back.

Free ATMs.

No fees, even when you travel.

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Unmatched savings

Earn 2.0% APY.

Automated saving.

Instant transfers.

No fees or minimums.

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Unmatched assistant

Award-winning AI assistant to help you make better financial decisions.


Aggregate your accounts.

Track spending.

Find savings, typically $350/year.

Unmatched assistant

Award-winning AI assistant to help you make better financial decisions.


Aggregate your accounts.

Track spending.

Find savings, typically $350/year.

Common questions

What is Empower ?

What is unique about Empower?

Why do you build Empower?

When can I get off the waitlist?

Bank grade security

256-bit SSL end-to-end encryption.
Multifactor authentication,
Touch ID.

Fraud protection.
Visa’s Zero Liability Policy

FDIC insurance
up to $250,000.

Unmatched banking.