Banking designed for today’s generation
Cash Advance with no late fees.^ Interest Checking with Spend Tracking. Automatic Savings with withdrawals anytime. No ordinary banking here.
Apple
New Apps We Love
Time
Best Apps of the Year
Real Simple
Smart Money Award
Fintech 250
Promising Startups
Apple
New Apps We Love
Time
Best Apps of the Year
Real Simple
Smart Money Award
Fintech 250
Promising Startups
Thousands of people join Empower every single day.
Banking tailor-made for you
Cash Advance when you need it most
We'll float up to $250 direct to your bank account.^ No interest, no late fees, no credit checks.
Get the scoop"I received my first advance from Empower right when I needed it... It was a lifesaver in between paydays."
— Victoria J.
Banking with no overdraft fees
No minimum balances either. Plus, we'll reimburse up to three ATM fees each month.**
See details"I am so blessed to be a part of Empower... because I really needed it to do online purchasing, savings and so forth!!!"
— Ezra B.
Easy spend tracking
Take control of impulse shopping with 24/7 alerts that monitor your expenses against your spend limits.
Start saving"I'm obsessed with the notifications. I'm a mom so I'm bad at checking things. The notifications make it easy for me to stay on top of my spending."
— Jasmine T.
Everyday income on your balance
Get paid 0.20% APY* on all of your Empower deposits. There’s no limit to how much interest we'll give you.
Earn interest"My favorite thing about Empower is the high interest. It’s the highest interest of all the bank accounts that I have."
— Kirsten J.
Saving money without even trying
Set your savings target, and we’ll automatically save for you (and you never have to lift a finger!)
Grow my money"I love this app! So easy to save money with AutoSave."
— C-Minter
Try. Save. Love.
"One of the best ways to do savings is @empowerbanking’s AutoSave… I really love it because it’s very seamless."— @nataliebarbu
"We love to save our money and we love to grow our money so that’s why we love Empower."— @liza_adele
"[Empower is] for the people, you don’t want to do old school banking… this is for the new age."— @richiele23
"I like how the app is super easy and convenient to use."— @its.sonnyy
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Got 2 minutes? Try Empower today.
Install app
Download the Empower app from the App Store or Play Store.
Introduce yourself
Tell us the basics, like your name, birthday and address.
Connect account
Link your primary checking account.
