Credit Authorization Agreement

Last Updated: October 16th, 2017

You provide Empower Finance, Inc. written authorization to obtain consumer reports and related information about you from one or more consumer reporting agencies for the purpose of identifying lenders and/or service providers that may be options for you. You direct us to send your consumer reports and information to such lenders and/or service providers on your behalf. You acknowledge and agree that your consumer reports and information may be used (a) in order to make sure you are who you say you are, and to determine how much debt you currently have in order to determine your debt-to-income ratio, and (b) by such lenders and/or service providers to make prequalification and other credit decisions. You also provide written authorization to such lenders and/or service providers to obtain consumer reports and related information about you from one or more consumer reporting agencies to be used in making prequalification and credit decisions.

List of lenders and/or service providers:

Avant, Best Egg, Even Financial, FreedomPlus, Lending Club, LendingPoint, Liberty Bank, LightStream, Marcus by Goldman Sachs, NetCredit, OneMain, OppLoans, Payoff, Prosper, RISE, SoFi, Upstart