Take control of your finances

Managing your money can be the easiest thing you do all day. Earn, save, and spend more wisely with a personalized financial expert in your pocket.

Apple leaf icon

Apple

New Apps We Love

Time leaf icon
Apple leaf icon

Time Magazine

Best Apps of the Year

Time leaf icon
Apple leaf icon

Apple

New Apps We Love

Time leaf icon
Apple leaf icon

Time Magazine

Best Apps of the Year

Time leaf icon
device with ratings badge

Join over 650,000 people who've downloaded the Empower app to master their money.

App Store IconPlay Store Icon

Join over 650,000 people who've downloaded the Empower app to master their money.

App Store Icon for mobilePlay Store Icon for mobile
device with ratings badge for mobile

Your Empower Benefits

Pig Icon

Automatic Savings

Set your savings goal, and let Empower figure out how to get you there.

Budgeting Icon

Effortless Budgeting

Customize your budget categories and stay on top of your spending 24/7.

Recommendations Icon

Smart Recommendations

Enjoy proactive recommendations on how to earn more and uncover extra savings.

Human Coach Icon

Human Coach

Get personalized coaching for any financial question on your mind.

Interest Checking Icon

Interest Checking

Earn 0.25% APY*. Empower deposits are FDIC insured up to $250,000.

Try. Save. Love.

Samantha B, 25 years old

Samantha B, 25 years old

Saved $8,760 in less than a year.

Favorite feature: AutoSave

"I love Empower because it helps me save, without any work on my part! In less than a year I've saved up about $​8,760 for my emergency fund, something I wouldn’t have been able to do without Empower. It's been a game changer for me."

Eric Q, 37 years old

Eric Q, 37 years old

Saved $1,200-$1,500 per month.

Favorite feature: Budget and Spend Tracker

"Empower has been amazing! I'm getting to know what my needs and wants are and adjusting accordingly. I've saved around $1,200-$1,500 per month with just your budgeting feature. It’s helped me realize how much money I'm wasting and what I’m wasting it on."

Savings of $1,500 or more every year with Empower may vary based on savings selection and financial circumstances.

How to succeed in personal finance without even trying

Weekly Savings Goal screenshot

Easy automated saving

Set your weekly savings goal and let Empower figure out how to make it happen. We’ll even supersize your savings at 0.25% APY*. Empower deposits are FDIC insured up to $250,000.

See how it works
Interest checking screenshot

Interest checking without the B.S.

Earn 0.25% APY* on all your money. No minimum balance required. Empower deposits are FDIC insured up to $250,000.

Grow your money
lower your bills screenshot
New

Effortlessly lower your bills

Manage all your subscriptions in the app, and we'll help you cancel any you no longer want. Plus, we'll negotiate your bills for you.

Lower my bills
smart recommendations screenshot

Smart recommendationsjust for you

Get personalized and proactive recommendations uncovering extra savings, plus chat with our human coaches for help on any financial challenge you're facing.

Learn more
budgeting and spend tracking screenshot

Painless budgeting and spend tracking

Customize your budgets for the categories you care most about, and get dependable up-to-the-minute alerts to keep your spending in check at all times.

Get more details

YouTubers love Empower

@michellereed

"I’m so thankful for Empower because they make it so easy to actually stick to a budget. Literally having a personal financial guide right in your pocket on your phone"

"What I think is really cool is that it’s a really intelligent app that actually helps you track your spending and cut down on spending in certain areas."

@ravenelyse

@ravenelyse

"With the app itself, what I think is really cool is that it’s a really intelligent app that actually helps you track your spending and cut down on spending in certain areas."

As featured in

New york times logo
Forbes logo
Business insider icon
Time logo
TechCrunch logo
Apple logo
Master your moneywith Empower