Crush your financial goals

Managing your money can be the easiest thing you do all day. Earn, save, and spend more wisely with a personalized financial expert in your pocket.

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Apple

New Apps We Love

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Time Magazine

Best Apps of the Year

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Apple

New Apps We Love

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Time Magazine

Best Apps of the Year

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Join over 650,000 people who've downloaded the Empower app to master their money.

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Join over 650,000 people who've downloaded the Empower app to master their money.

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Your Empower Benefits

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Automated Savings

Stockpile excess cash every week, without lifting a finger.

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Effortless Budgeting

Track your spending and cut unnecessary expenses.

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Human Coach

Get personalized coaching for any financial challenge you're going through.

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Smart Recommendations

Enjoy proactive tips on how to earn more and uncover extra savings.

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Interest Checking

Enjoy 0.25% APY* with no account minimums and no overdraft fees.

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Cash Advance

Get up to $150 direct to your bank account. Pay us back later with zero interest.

Try. Save. Love.

Samantha B, 25 years old

Samantha B, 25 years old

Saved $8,760 in less than a year.

Favorite feature: AutoSave

"I love Empower because it helps me save, without any work on my part! In less than a year I've saved up about $​8,760 for my emergency fund, something I wouldn’t have been able to do without Empower. It's been a game changer for me."

Eric Q, 37 years old

Eric Q, 37 years old

Saved $1,200-$1,500 per month.

Favorite feature: Budget and Spend Tracker

"Empower has been amazing! I'm getting to know what my needs and wants are and adjusting accordingly. I've saved around $1,200-$1,500 per month with just your budgeting feature. It’s helped me realize how much money I'm wasting and what I’m wasting it on."

Make your money go further

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Put saving on autopilot

Tell us your weekly savings target, and we’ll automatically move money from your checking account into savings when we detect you’ve got excess cash.

See how it works
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Spend more mindfully

Customize your budget and cut unnecessary expenses to keep hard-earned money in your pocket.

Get more details
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Shop with maximum flexibility

Enjoy an interest checking account earning 0.25% APY* with no account minimums, no overdraft fees, and instant access to your savings.

Grow your money
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Get fast cash when you're in a jam

Life doesn’t always wait for your next paycheck. Get up to $150 with no interest, no late fees, no credit check. Eligibility requirements apply.

Get my money
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Make smarter financial decisions

Get personalized and proactive recommendations uncovering extra savings, plus chat with our human coaches for help on any financial challenge you’re facing.

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YouTubers love Empower

@jessicaneistadt

"I really like this AutoSave feature because it’s just so effortless and easy… and then you don’t have to think about it."

"What I think is really cool is that it’s a really intelligent app that actually helps you track your spending and cut down on spending in certain areas."

@ravenelyse

@ravenelyse

"What I think is really cool is that it’s a really intelligent app that actually helps you track your spending and cut down on spending in certain areas."

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Master your moneywith Empower