Crush your financial goals

Managing your money can be the easiest thing you do all day. Earn, save, and spend more wisely with a personalized financial expert in your pocket.

Apple

New Apps We Love

Time Magazine

Best Apps of the Year

Apple

New Apps We Love

Time Magazine

Best Apps of the Year

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Join over 650,000 people who've downloaded the Empower app to master their money.

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Join over 650,000 people who've downloaded the Empower app to master their money.

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Your Empower Benefits

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Automatic Savings

Set your savings goal, and let Empower figure out how to get you there.

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Effortless Budgeting

Customize your budget categories and stay on top of your spending 24/7.

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Smart Recommendations

Enjoy proactive recommendations on how to earn more and uncover extra savings.

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Human Coach

Get personalized coaching for any financial question on your mind.

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High-Interest Checking

Earn 1.60% APY*. Empower deposits are FDIC insured up to $250,000.

Try. Save. Love.

Samantha B, 25 years old

Samantha B, 25 years old

Saved $8,760 in less than a year.

Favorite feature: AutoSave

"I love Empower because it helps me save, without any work on my part! In less than a year I've saved up about $​8,760 for my emergency fund, something I wouldn’t have been able to do without Empower. It's been a game changer for me."

Eric Q, 37 years old

Eric Q, 37 years old

Saved $1,200-$1,500 per month.

Favorite feature: Budget and Spend Tracker

"Empower has been amazing! I'm getting to know what my needs and wants are and adjusting accordingly. I've saved around $1,200-$1,500 per month with just your budgeting feature. It’s helped me realize how much money I'm wasting and what I’m wasting it on."

Savings of $1,500 or more every year with Empower may vary based on savings selection and financial circumstances.

How to succeed in personal finance without even trying

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Easy automated saving

Set your weekly savings goal and let Empower figure out how to make it happen. We’ll even supersize your savings at 1.60% APY*. Empower deposits are FDIC insured up to $250,000.

See how it works
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High-interest checking without the B.S.

Earn 1.60% APY* on all your money. No minimum balance required. Empower deposits are FDIC insured up to $250,000.

Grow your money
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New

Effortlessly lower your bills

Manage all your subscriptions in the app, and we'll help you cancel any you no longer want. Plus, we'll negotiate your bills for you.

Lower my bills
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Smart recommendationsjust for you

Get personalized and proactive recommendations uncovering extra savings, plus chat with our human coaches for help on any financial challenge you're facing.

Learn more
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Painless budgeting and spend tracking

Customize your budgets for the categories you care most about, and get dependable up-to-the-minute alerts to keep your spending in check at all times.

Get more details

YouTubers love Empower

@michellereed

"It's so expensive to be an adult, there’s so many random purchases...but I love companies like Empower because they help make it as fun as possible."

"What I think is really cool is that it’s a really intelligent app that actually helps you track your spending and cut down on spending in certain areas."

@ravenelyse

@ravenelyse

"With the app itself, what I think is really cool is that it’s a really intelligent app that actually helps you track your spending and cut down on spending in certain areas."

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Master your moneywith Empower