- Instant*
- No interest
- No late fees
- No credit checks
Sources: Payday loans and Credit card cash advances
® The Empower name and logos are trademarks and service marks (collectively, the “Empower Trademarks”) owned by Empower Finance, Inc. You do not acquire a license or any ownership rights to any trademarks, service marks, or trade names through your access or use of the Empower app or platform product or service.
Empower Finance, Inc.650 California Street, Floor 7San Francisco, California 94108
Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC. Empower Thrive provided by FinWise Bank, Member FDIC.
Empower offers a 14-day trial for first-time customers only. Once the free trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your free trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting "Billing" in the mobile app or contacting help@empower.me.
Empower's full suite of products and services is not available in all states. Cash Advance is not available to Connecticut, Maryland, or District of Columbia (DC) residents. Click here to see if the Thrive line of credit is offered in your state.
* Not everyone will qualify for a Cash Advance offer. Offer amounts range from $10 - $300 and are based on Empower's eligibility requirements. As of 03/31/2024, the average offer amount is $145. Instant delivery is optional, and fees may apply. See Empower's Terms for instant delivery fee amounts.