Banking designed for today’s generation

Cash Advance with no late fees.^ Interest Checking with cashback deals.* Automatic Savings with withdrawals anytime. No ordinary banking here.

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Best All-In-One Banking Tool

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Apple

New Apps We Love

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Time

Best Apps of the Year

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Real Simple

Smart Money Award

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Promising Startups

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The Simple Dollar

Best All-In-One Banking Tool

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Five stars

Thousands of people join Empower every single day.

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Banking tailor-made for you

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Cash Advance when you need it most

We'll float up to $250 direct to your bank account.^ No interest, no late fees, no credit checks.

Get the scoop

"I received my first advance from Empower right when I needed it... It was a lifesaver in between paydays."

— Victoria J.
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Early payday

Set up paycheck deposit to Empower Checking, and we’ll make that money available up to 2 days faster.*

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"I absolutely LOVE Empower... From the app to the fees to the early [paycheck] deposits to the excellent customer service to the Cash Advances..."

— Candice x4
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Cashback deals

Rack up cashback of up to 10% on the places and things you spend money on already.*

Learn more

"Empower rocks my socks!! Empower offers so much more than the others and might be my new go-to...!!!"

— Nicole D.
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Banking with no overdraft fees

No minimum balances either. Plus, get free unlimited access to over 37,000 ATMs across the US.*

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"I am so blessed to be a part of Empower... I really needed it to do online purchasing, savings and so forth!!!"

— Ezra B.
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Easy spend tracking

Take control of impulse shopping with 24/7 alerts that monitor your expenses against your spend limits.

Start saving

"I'm obsessed with the notifications. I'm a mom so I'm bad at checking things. The notifications make it easy for me to stay on top of my spending."

— Jasmine T.
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Try. Save. Love.

Five star icons"One of the best ways to do savings is @empowerbanking’s AutoSave… I really love it because it’s very seamless."— @nataliebarbu
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Five star icons"We love to save our money and we love to grow our money so that’s why we love Empower."— @liza_adele
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Five star icons"[Empower is] for the people, you don’t want to do old school banking… this is for the new age."— @richiele23
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Five star icons"I like how the app is super easy and convenient to use."— @its.sonnyy
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