Smart recommendations tailored for you

We keep an eye on your money so you don’t have to. We’ll alert you at the right time so you know when and how to save faster and smarter.


Get expert tips 24/7 to guide you.

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We're the financial experts you’ve wanted all your life

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Say goodbye to old subscriptions

Do you know how much you’re spending on subscriptions? We’ll provide a snapshot for you and help you cancel any you no longer want.

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Lower your bills
(we’ll do it for you!)

We'll tell you if there are better deals for your phone, cable, and internet, and we'll even negotiate on your behalf to lower your bills.

Empower customers have saved on average
$444 a year
across their cable and phone bills:

  • Cable: $204 saved per year on average
  • Phone: $200 saved per year on average
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Get timely alerts when you need them most

We monitor your money and send proactive notifications like: bill increases, missed bills, bank fees, credit utilization, and more.

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Get expert tips from our human coaches

Our human coaches are on standby to help you through any financial challenge. They tailor their recommendations specifically for you, and only you. All you have to do is ask.

  • How can I save while paying off loans?
  • How do I get out of debt?
  • How much should I spend on my wedding?

Your secrets are safe with us

Data privacy and security are a really big deal, for you and for us.
We’ve got bank-level security to safeguard your account at all times.

AES 256-bit

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How do you provide me with recommendations?

Am I really talking to a real person if I use your human coach feature?

I've connected one financial account to the Empower app. Why should I link more?

What types of accounts can I connect?

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Smart recommendations

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Interest checking

Score high interest with zero minimums
Get expert tips24/7 to guide you.