- Instant*
- No interest
- No late fees
- No credit checks
Sources: Payday loans and Credit card cash advances
® The Empower name and logos are trademarks and service marks (collectively, the “Empower Trademarks”) owned by Empower Finance, Inc. You do not acquire a license or any ownership rights to any trademarks, service marks, or trade names through your access or use of the Empower app or platform product or service.
Empower Finance, Inc.9169 W State St #499Garden City, ID 83714
Not affiliated with Empower Annuity Insurance Company of America (www.empower.com)
Empower is a financial technology company, not a bank. Empower is not FDIC-insured. FDIC insurance only covers the failure of an insured bank. Banking services provided by nbkc bank, Member FDIC. Empower Thrive provided by FinWise Bank.
Empower offers a 14-day trial for first-time customers only. Once the free trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting help@empower.me.
Empower's full suite of products and services is not available in all states. Cash Advance is not available to Connecticut, Maryland, or District of Columbia (DC) residents. Click here to see if the Thrive line of credit is offered in your state.
*Not everyone will qualify for a Cash Advance. Offers range from $10-$300 for first-time customers and $10-400 for all others. Offers are based on Empower's eligibility requirements and can increase over time with positive repayment history. In February 2025, the average offer was $96 for first-time customers and $167 for all others. Instant delivery is optional, and fees may apply. See Empower'sTerms for fees and details.